Bitcoin itself is investment. Most people don’t understand this and spend them or try to invest them in scam sites.

today i will show you how to earn bitcoin and other coins without any investment so follow my steps

Some ways to earn bitcoins

Bitcoin is a cryptocurrency(virtual money) and a payment system invented by Satoshi Nakamoto in 2009. This is a is peer-to-peer system which means no one in involved between buyer and seller. You pay directly to other person any where in the world without need to have any bank account or transaction mode. Now you must be thinking how on earth we will verify these transactions. Well this is done by some unique network nodes(data communications equipment) which can create, send and receive information. All transactions are recorded in a public distributed ledger called the blockchain so that no one can scam you.



Create BitCoin Wallet for Free

First of all you need BitCoin Wallet in order to send and receive bitcoins. This is very easy and all you need is active email account. Visit BlockChain website from this link and click on Wallet link. After that you will see another page where you just have to enter your working email address and password. That’s why your account is created and now I recommend you to verify your email and mobile so that you can receive notifications about your account.

How to Send and Receive Bitcoins

Every Wallet has unique code which is used to done transactions on internet. Like if you want to receive Bitcoin from any other person you need to provide it this code you you can obtain by clicking on the Receive link located at the top of your account. The code looks like this (1LxxDWk1iBvT9jMYVYZFtHKiswUT6sCvfY) and if unique to every body. Similarly you need to have this code if you want to send bitcoin to other person.

Mine Bitcoins for Your Self

So if you want to Mine BitCoins for your self than you need a powerful Computer or GPU which can handle complex operations. For this you need to download and run the Bitcoin mining software for 24/7. If you don’t want to do this than you have another option which is called cloud bitcoin mining. In this method you invest money in any website which offer cloud mining and they will do the job for you. You sit and relax while they earn money for you on daily, Monthly and yearly basis.

Now is time to Earn coins without any investments so read carefully and follow my instruction step by step


Earn BitCoins

You can also earn BitCoins and other Coin by joining capatcha entry websites faucets website

First of all you need to make wallet of coins in cryptonator Signup here

Second you need to make account in faucet hub or coinpot

now is time to earn coin i will upload some banner or links you can join it and earn faucet. these website instantly pay directly to your faucet hub or coinpot wallet and after received your coin in your faucet hub account or coinpot account you can widraw your coin your Cryptonator or other wallet (Depend on your choice)


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These are some Legit Website they will send you bitcoin free just click some ads you can check it on google these website are Legit and paying 

now there are some faucets list they will pay directly to your faucethub or coinpot account

1) freebitco.in
2)freedoge.co.in
3)bitfun.co
4)moonliteco.in
5)moondoge.co.in
6)moonbit.co.in/
7)bonusbitcoin.co
8)instant-ltc.eu
9)claim2.win
10)CoinFaucet.io
In this way you will not get huge amount of coins but still it better than nothing.

you just click this link and make account earn every second without any investment. 




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Bitcoin, make, how to earn bitcoin, bitcoin free, without investment, no investment

Bitcoin digital currency could be in your wallet of the future


Bitcoin – the virtual banking currency of the internet – has existed for several years now and many people have questions about them. Where do they come from? Are they legal? Where can you get them? Why did they split into Bitcoin and Bitcoin Cash? Here are the basics you need to know.

What Are Bitcoins?

Bitcoins are electronic currency, otherwise known as 'cryptocurrency'. Bitcoins are a form of digital public money that is created by painstaking mathematical computations and policed by millions of computer users called 'miners'.


Bitcoins are, in essence, electricity converted into long strings of code that have money value.

Why Bitcoins Are So Controversial

Various reasons have converged to make Bitcoin currency a real media sensation.

From 2011-2013, criminal traders made bitcoins famous by buying them in batches of millions of dollars so they could move money outside of the eyes of law enforcement. Subsequently, the value of bitcoins skyrocketed.

Ultimately, though, bitcoins are highly controversial because they take the power of making money away from central federal banks, and give it to the general public. Bitcoin accounts cannot be frozen or examined by tax men, and middleman banks are completely unnecessary for bitcoins to move. Law enforcement and bankers see bitcoins as 'gold nuggets in the wild wild west', beyond the control of traditional police and financial institutions.

How Bitcoins Work

Bitcoins are completely virtual coins designed to be 'self-contained' for their value, with no need for banks to move and store the money.

Once you own bitcoins, they behave like physical gold coins: they possess value and trade just as if they were nuggets of gold in your pocket. You can use your bitcoins to purchase goods and services online, or you can tuck them away and hope that their value increases over the years.

Bitcoins are traded from one personal 'wallet' to another.


A wallet is a small personal database that you store on your computer drive, on your smartphone, on your tablet, or somewhere in the cloud.

For all intents, bitcoins are forgery-resistant. It is so computationally-intensive to create a bitcoin, it isn't financially worth it for counterfeiters to manipulate the system.

Bitcoin Values and Regulations

A single bitcoin varies in value daily; you can check places like Coindesk to see today's value. There are more than two billion dollars worth of bitcoins in existence. Bitcoins will stop being created when the total number reaches 21 billion coins, which will be sometime around the year 2040. As of 2017, more than half of those bitcoins had been created.

Bitcoin currency is completely unregulated and completely decentralized. There is no national bank or national mint, and there is no depositor insurance coverage. The currency itself is self-contained and un-collateraled, meaning that there is no precious metal behind the bitcoins; the value of each bitcoin resides within each bitcoin itself.

Bitcoins are stewarded by 'miners', the massive network of people who contribute their personal computers to the Bitcoin network. Miners act as a swarm of ledger keepers and auditors for Bitcoin transactions.


Miners are paid for their accounting work by earning new bitcoins for each week they contribute to the network.

How Bitcoins Are Tracked

A Bitcoin holds a very simple data ledger file called a blockchain. Each blockchain is unique to each individual user and his/her personal bitcoin wallet. 

All bitcoin transactions are logged and made available in a public ledger, helping ensure their authenticity and preventing fraud. This process helps to prevent transactions from being duplicated and people from copying bitcoins.

Note: While every Bitcoin records the digital address of every wallet it touches, the bitcoin system does NOT record the names of the individuals who own wallets.

In practical terms, this means that every bitcoin transaction is digitally confirmed but is completely anonymous at the same time.

So, although people cannot easily see your personal identity, they can see the history of your bitcoin wallet. This is a good thing, as a public history adds transparency and security, helps deter people from using bitcoins for dubious or illegal purposes.

Banking or Other Fees to Use Bitcoins

There are very small fees to use bitcoins. However, there are no ongoing banking fees with bitcoin and other cryptocurrency because there are no banks involved. Instead, you will pay small fees to three groups of bitcoin services: the servers (nodes) who support the network of miners, the online exchanges that convert your bitcoins into dollars, and the mining pools you join. 

The owners of some server nodes will charge one-time transaction fees of a few cents every time you send money across their nodes, and online exchanges will similarly charge when you cash your bitcoins in for dollars or euros. Additionally, most mining pools will either charge a small one percent support fee or ask for a small donation from the people who join their pools.

In the end, while there are nominal costs to use Bitcoin, the transaction fees and mining pool donations are much cheaper than conventional banking or wire transfer fees.

Bitcoin Production Facts

Bitcoins can be 'minted' by anyone in the general public who has a strong computer. Bitcoins are made through a very interesting self-limiting system called cryptocurrency mining and the people who mine these coins are called miners. It is self-limiting because only 21 million total bitcoins will ever be allowed to exist, with approximately 11 million of those Bitcoins already mined and in current circulation.

Bitcoin mining involves commanding your home computer to work around the clock to solve 'proof-of-work' problems (computationally-intensive math problems). Each bitcoin math problem has a set of possible 64-digit solutions. Your desktop computer, if it works nonstop, might be able to solve one bitcoin problem in two to three days, likely longer. 

For a single personal computer mining bitcoins, you may earn perhaps 50 cents to 75 cents USD per day, minus your electricity costs.

For a very large-scale miner who runs 36 powerful computers simultaneously, that person can earn up to $500 USD per day, after costs.

Indeed, if you are a small-scale miner with a single consumer-grade computer, you will likely spend more in electricity that you will earn mining bitcoins. Bitcoin mining is only really profitable if you run multiple computers, and join a group of miners to combine your hardware power.  This very prohibitive hardware requirement is one of the biggest security measures that deters people from trying to manipulate the Bitcoin system.

Bitcoin Security 

They are as secure as possessing physical precious metal. Just like holding a bag of gold coins, a person who takes reasonable precautions will be safe from having their personal cache stolen by hackers. 

Your bitcoin wallet can be stored online (i.e. a cloud service) or offline (a hard drive or USB stick). The offline method is more hacker-resistant and absolutely recommended for anyone who owns more than 1 or 2 bitcoins.

More than hacker intrusion, the real loss risk with bitcoins revolves around not backing up your wallet with a failsafe copy. There is an important .dat file that is updated every time you receive or send bitcoins, so this .dat file should be copied and stored as a duplicate backup every day you do bitcoin transactions.

Security note: The collapse of the Mt.Gox bitcoin exchange service is not due to any weakness in the Bitcoin system. Rather, that organization collapsed because of mismanagement and their unwillingness to invest any money in security measures. Mt.Gox, for all intents and purposes, had a large bank with no security guards, and it paid the price.

Abuse of Bitcoins

There are currently three known ways that bitcoin currency can be abused.

1) Technical weakness – time delay in confirmation: bitcoins can be double-spent in some rare instances during the confirmation interval. Because bitcoins travel peer-to-peer, it takes several seconds for a transaction to be confirmed across the P2P swarm of computers. During these few seconds, a dishonest person who employs fast clicking can submit a second payment of the same bitcoins to a different recipient.

While the system will eventually catch the double-spending and negate the dishonest second transaction, if the second recipient transfers goods to the dishonest buyer before they receive confirmation, then that second recipient will lose both the payment and the goods.

2) Human dishonesty – pool organizers taking unfair share slices: Because bitcoin mining is best achieved through pooling (joining a group of thousands of other miners), the organizers of each pool get the privilege of choosing how to divide up any bitcoins that are discovered. Bitcoin mining pool organizers can dishonestly take more bitcoin mining shares for themselves. 

3) Human mismanagement – online exchanges:  With Mt. Gox being the biggest example, the people running unregulated online exchanges that trade cash for bitcoins can be dishonest or incompetent. This is the same as Fannie Mae and Freddie Mac investment banks going under because of human dishonesty and incompetence. The only difference is that conventional banking losses are partially insured for the bank users, while bitcoin exchanges have no insurance coverage for users.

Four Reasons Why Bitcoins Are Such a Big Deal

There is a lot of controversy around bitcoins. These are the top reasons why: 

1) Bitcoins are not created by any central bank, nor regulated by any government. Accordingly, there are no banks logging your money movement, and government tax agencies and police cannot track your money. This is bound to change eventually, as unregulated money is a real threat to government control, taxation, and policing.

Indeed, bitcoins have become a tool for contraband trade and money laundering, precisely because of the lack of government oversight. The value of bitcoins skyrocketed in the past because wealthy criminals were purchasing bitcoins in large volumes.

2) Bitcoins completely bypass banks. Bitcoins are transferred via a peer-to-peer network between individuals, with no middleman bank to take a slice.

Bitcoin wallets cannot be seized or frozen or audited by banks and law enforcement. Bitcoin wallets cannot have spending and withdrawal limits imposed on them. For all intents: nobody but the owner of the bitcoin wallet decides how their wealth will be managed.

This is really threatening to banks, as you might guess.

3) Bitcoins are changing how we store and spend our personal wealth. Since the advent of printed (and eventually virtual) money, the world has handed over the power of currency to a central mint and various banks. These banks print our virtual money, store our virtual money, move our virtual money, and charge us for their middleman services.

If banks need more currency, they simply print more or conjure more digits in their electronic ledgers. This system is easily abused and gamed by banks because paper money is essentially paper checks with a promise to have value, with no actual physical gold behind the scenes to back those promises.

Bitcoins are designed to put the control of personal wealth back into the hands of the individual. Instead of paper or virtual bank balances that promise to have value, Bitcoins are actual packages of complex data that have value in themselves.

4) Bitcoin transactions are irreversible. Conventional payment methods, like a credit card charge, bank draft, personal checks, or wire transfer, do have the benefit of being insured and reversible by the banks involved. In the case of bitcoins, every time bitcoins change hands and change wallets, the result is final. Simultaneously, there is no insurance protection of your bitcoin wallet: If you lose your wallet's hard drive data or even your wallet password, then your wallet's contents are gone forever.

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Cloning a Sim

While reading some reports about the Assam bombing (2008), I came across an interesting technological surprise. Three men were arrested in connection with the serial blasts, including Nazir Ahmed, a Muslim whose number was used by Islamic Security Force (Indian Mujahideen) to send an SMS claiming the responsibility of the blasts.

Nazir was interrogated and it was discovered that his SIM card was being used simultaneously from two handsets. A new technology – SIM cloning – had emerged and was termed as a ‘technological surprise’ by local police to mask their lack of know-how.

Whether Nazir Ahmed was actually involved in the bombings or not is a separate issue, what really interests me was the technology that came to the forefront after investigation. I decided to visit mobile malls to get a SIM card cloned (for the purpose of writing this article) and to see what people know about SIM cloning. I went to numerous shops and asked the shopkeepers to create a copy of my SIM card so I can operate one number from two different mobile phones simultaneously. I told them that I don’t want to swap my SIM card again and again.

The request was so unusual that it drew the attention of people standing near me. Many shop owners laughed at my request and argued that this technology doesn’t exist anywhere in the world. The customers who were standing at the shops also pitched in, and tried to convince that I was asking for an impossible task.

Not everyone in the mobile mall considered my request stupid, though. A retailer told me that making a copy of a SIM card is an illegal activity and they don’t perform such tasks. When I insisted on being referred to a place or person who could do this for me, I was told, “Such fraudulent activities are performed in Saddar, hackers can do this. But we don’t know anyone, and even if we knew someone we won’t tell you because it is illegal.”

I was advised to drop the idea because the CPLC takes strict action if they get to know about it. I stepped out of the mall smiling at the confidence of people (who were trying to prove me wrong), and feeling proud that there are still some people who refuse to do illegal activities.

For all those who have read this term for the first time, SIM cloning is a process of duplicating your SIM card. It is an illegal activity that can be performed by extracting the secret codes of these cards. SIM cards were considered to be the safest part of mobile phones, but illicit activities like cloning and hacking have left a question mark over their security.

A SIM (Subscriber Identification Module) consists of two secret codes: an IMSI (International Mobile Subscriber Identifier) number, which is usually 15 digits long but can be one or two digits shorter, and a 128-bit Ki value used in authenticating the SIM on a mobile network. These secret codes enable the operator to authenticate the customer and bill her/him.

To clone a SIM card, you need to extract the IMSI number and Ki value first. Any SIM reader or scanner can be used for this purpose. Once you have the code, you can copy it to the blank or programmable SIM card through software. Cloning a SIM card requires sophisticated equipment and software to read and copy the necessary information.

But are these tools available easily in Pakistan? Mirza Burhan Baig, Information Security Executive at Server4Sale LLC says, “The equipment is not readily available in Pakistan, although there are many tools that can be purchased online”. Every user relies on local cellular service providers to keep communication going, so are Pakistani SIM cards easy to hack or clone? He replied, ”I cannot say which cellular network is vulnerable and which is not, but a company with better plans for security, better infrastructure and better policies to avoid a security breach is certainly less vulnerable to such things than others.”

When it comes to SIM card security and encryption issues, no one can address concerns better than the mobile network operator themselves. So I met Ashar Hayat Siddiqui, Regional Technical Head (South) Warid Telecom. According to Siddiqui, Warid SIM cards are imported from international vendors and are based on COMP128v3 (an algorithm that cannot be cracked easily). “I have gathered the data from every city, but no case of cloning or hacking is reported yet.” He took me back to the days of TDMA (Time Division Multiple Access) and explained how cloning started off during the time of TDMA.

Paktel and Instaphone were the leading giants in cellular communication at that time and there was no roaming. People who wanted to call had to dial the city code after ‘03’ and before dialling their desired number; for instance, if someone had to place a call in Lahore they would dial 0342*******. As TDMA phones have no SIM cards, operators have to configure the ESN (Electronic Serial Number) and MDN or CTN (Mobile Directory Number or Cellular Telephone Number) number to allow a call and bill for it.

Some evil minds intercepted ESN/MDN pair and cloned them on another phone to make calls from different cities without paying. This was called phone cloning. But with the arrival of GSM technology (SIM-based phones), things changed. Cellular companies must have a robust system to differentiate a genuine caller from a fake one. If someone is using a cloned SIM card, can he or she be detected by the operator? “Yes, it is technically possible to identify a cloned call through rigorous analysis of CDRs and defining alerts on such simultaneous calls from the same IMSI or MSISDN,” according to Siddiqui.

I contacted CPLC (City Police Liaison Committee), Pakistan Telecommunication Authority (PTA) and other cellular companies to grab the statistics of such cases. But to my great surprise no such case has been registered to date. Does it mean SIM cloning is not done in Pakistan? I simply couldn’t digest this fact!

When I shared this opinion with Ashar Siddiqui, he amazed me with an interesting bit of information. “PTA and all cellular companies invested a huge amount to deploy IMEI system a few years ago. Once the complaint is registered, this system traces the targeted IMEI number when the phone is switched on from another SIM card. It also helps in curbing the sale of snatched phones. But soon after the system was installed, perpetrators found a way out. They started changing the IMEI numbers of these stolen phones and sold them easily in market.” he said. So readers, you must have got the answer why your snatched phone never returns to you. Looking at the astonishment at my face, he smiled and said, “You can expect everything here!”

A perpetrator who clones your SIM card can cause significant damage. He or she can spy on you by keeping a track of your activity, harm your credibility by misusing your card, and use it to make fraudulent calls, illegal money transfers or even conduct terrorist activities.

Burhan Baig explained it with an easy example, “If someone gets the keys of your home, he can do whatever he wants to do. Similarly if anyone gets access to your SIM card, he can make calls or transactions in your name and can involve you in illegal activities. He/ she can also hack your accounts even if the two step verification is active”.

Most people using mobile phones in our country don’t have technical knowledge, so they cannot identify that their SIM has been cloned. When the SIM is cloned or hacked, it starts to react differently. You may receive enormous bills, your SIM card registration may fail sometimes and you may discover that your mobile number is in use when you are not using it. If you come across such situations, simply call your service provider and request for the call record. If you find any suspicious number, ask your network operator to block your SIM card.

“If the owner blocks his/her original SIM card, the duplicate SIM card cannot be operated, because its IMSI and KI value are the same,” says Burhan. The only way to avoid SIM cloning is to take care of your SIM card and never share it with anyone for any reason. According to the PTA, “As per the Customer Service Agreement Form (CSAF), the legal owner of the SIM/telephone subscription is responsible for all actions taken against the subject services. Any misuse may be reported to CMOs along with evidence.”

Keep in mind that SIM cloning is illegal, there can be no legitimate reason to clone a SIM card. If you want to keep a backup of your SIM card, you can put all the important data on the Cloud. There is always a way to avoid illegal activities, try to adopt it and persuade others to do the same!

For the purpose of this article, all major mobile operators were approached, some didn’t respond to calls while others didn’t respond to the questions. Special thanks to Warid Telecom for giving me their time, and PTA for sending a Wikipedia document (I haven’t received such a well-researched document from any authority).

Source :http://www.dawn.com/news/1088332

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Today Microsoft officially unveiled the latest version of its traditional computer operating system, curiously called Windows 10.

Touted as the company's "most comprehensive platform, ever," Windows 10 stresses a single product family, platform, and store. While the announcement covered quite a bit in terms of enterprise customers, general consumers have some changes to look forward to as well—one of which is an updated and familiar Start Menu.


The new version looks more like the pre-Windows 8 Start Menu, revealing a list of apps, folders, and a search bar, but to the side will be a series of Live Tiles. Essentially, you'll find a Windows 7 Start Menu with a Windows 8 twist. The search function works much like it does when typing from the Windows 8 Modern UI, revealing apps, files, and web results.

Windows 8-style apps can now be windowed within the traditional desktop, adding more flexibility in how you use them—currently, they can only be used at full-screen or within the confines of "snapped" windows. For the newly-designed windowed apps, you will be able to snap them to the edges of the screen like you would from the traditional Windows desktop.

Microsoft has also added a new multi-tasking feature that looks and works similar to what we see on other platforms. When you initiate "Task View" a series of small desktop views will be displayed at the bottom of the screen, with larger previews of the apps being shown off in the middle of the display. You can also quickly select and move around apps from different desktops with a new "Snap Assist" function, which will be nice for the power users out there.


While a Windows 7-style Start Menu is good and all for mouse users, Microsoft will also introduce a different version for those using touchscreen computers. Instead of a small menu consisting of a bunch of text and small Live Tiles, touch users will be greeted with something that more resembles the Windows 8 Modern UI, while still in the traditional desktop. Microsoft is really working to blend its two distinct interfaces into one experience that works for all users.

If you want to get your hands on an early version of Windows 10, Microsoft will be launching its Windows Insider Program tomorrow, offering a preview build for both laptops and desktops. The company plans to discuss more about consumer-facing changes during the first part of 2015.



Windows 10 will be shipping later next year.

What do you think of the changes coming to Windows 10? Let us know in the comments below.


Source : www.ign.com

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Payoneer is one of the best online money processing services on the globe which provides free Master® Debit or Prepaid Card for its consumers. The card is delivered to the consumer anywhere in the world without any boundary restrictions. This makes Payoneer the top choice of online community for processing their money, specially in Pakistan and other countries where effective international money processing services are unavailable.

US Payment Service

Payoneer provides a premium service called US Payment Service, which allows you to receive and withdraw money from PayPal, MoneyBookers and other accounts. Once your signup is approved, you are given a US Bank account (First Century Bank) and a routing number. You can transfer your money to the provided account and then can withdraw this money using the prepaid Master® Card. You can make online purchases also using your prepaid card.


Signup for Payoneer Prepaid Card

You can signup for a Prepaid Master® Card directly or through any of the Payoneer partners. Payoneer partners may provide you with additional services including the direct wire transfers to bank accounts and much more depending on the partner service through which you apply for Payoneer card.

To get a US Payment Service account and a Payoneer Master® Debit Card, you need to follow below simple steps:

  1.  Go to Payoneer’s signup page and signup for the card

  2.  In next page, provide your personal and other details including name, address, date of birth etc
     . in first step. Ensure that all details are accurate. In address field, provide your permanent address
       which is mentioned on NIC or any other government document, as Payoneer doesn’t deliver cards
       to temporary addresses

  3.  In next step, provide your personal verification details. You need to provide National Identity Card
       or other government document scans to get your signup approved

  4.  Once your signup is complete, you will receive an email asking you to upload your identity proves.
       Follow the link in email and upload your document scans. You can upload scans of National Identity
       Card or any other government document on which your name and address is mentioned

  5.  While signing up, check the box for US Payment Service signup also, so you will not need to signup
        for this service later seperately

  6.  After submitting the documents, wait for a few days and let Payoneer staff to verify and approve your
       account. Sometimes, it takes a few days and sometimes takes longer depending on the pending signup
       requests

  7.  Once your card and US Payment Service signup is approved, you will be emailed the details including
       a bank account and routing number. You can now receive money to this account. Money will be loaded
       to your prepaid card which is shifted to you soon after it is approved

  8.  Wait till the card arrives at your provided address. Once the card is reached to you, activate it from
        your Payoneer account and start withdrawing money

 Fees and Pricing

Payoneer charges a specific amount for its services. Charges are made as follows:

   1. Annual Card Maintenance: $29.95 per card
   2. Card Replacement (When stolen or misplaced): $12.95
   3. ATM Withdrawal: $3.15 per transaction
   4. ATM Balance Inquiry: $1 per inquiry

I hope you will soon experience a brilliant global money transfer service  which will surely solve your all issues related with online money processing.

Get a Free Payoneer MasterCard Here


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If you are earning money online but belong to Pakistan, then it will really frustrate you that there is no any easy global money withdraw mechanism in Pakistan. If you do freelance jobs, earn money from blogging or any other source over the Internet, then almost all of your clients will process payments through PayPal. So if you are frustrated how to get a verified PayPal account in Pakistan, and how to withdraw money from it, then you are at right place. Today, I’ll provide you the only best working method in Pakistan by which you can receive money through PayPal and can withdraw it  without any difficulty.

http://share.payoneer-affiliates.com/a/clk/20rtwD

In one of my previous articles, I have written, how to get a verified PayPal account in Pakistan, so today, I’ll just proceed a little and will discuss only how to withdraw money which you receive in your PayPal account.

As I’ve mentioned earlier that you can verify your PayPal account using Payoneer’s US Payment Service. When you signup at Payoneer and submit scans of your ID card or any other identity proof, Payoneer will verify it and your card will be approved. At the meantime, US Payment Service is also approved which is maintained by a US bank named as First Century Bank. You are provide with a routing number and an account number after your card and US Payment Service signup is approved. You can then use this account to verify your PayPal account. Read in detail how to create and verify a PayPal account from Pakistan.

The card is shipped to your residence in Pakistan and it will take around 3 weeks before the card reaches you. Once the debit card is in your hand, you can withdraw your money from selected ATMs in Pakistan.

Currently, only ATMs at MCB, Citi Bank and Standard Chartered Bank accept Payoneer Master card. Still it is good. If any of above mentioned banks isn’t available in your area, you can travel a little to find one and can withdraw your money.

Payoneer also supports Global Bank Transfers and the money can be transferred directly to your bank account in Pakistan, but to enable this, you need to signup for Payoneer card through any of the selected partners of Payoneer. Another good news is that now Payoneer’s global bank transfer is available in Pakistani rupees also. More information regarding global bank transfers can be found at http://www.payoneer.com/LocalBankTransfer.aspx

So ready to signup with Payoneer? Get the debit card approved now for free and start receiving money from PayPal in Pakistan without any difficulty.

Get a Free Payoneer MasterCard Here

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 This article has been written for informative purpose only. The author isn’t responsible for any difficulties generated.


How to Get a Verified PayPal Account in Pakistan For Free

PayPal is operational in several disastrous countries like Somalia and Nepal but the largest online money transfer service is still reluctant to start its services in a growing country like Pakistan. An uncountable number of bloggers, website owners and other people in Pakistan, who are concerned with the Internet, face difficulty in getting a verified PayPal account. PayPal is dominant in the market in a way that it is almost impossible to process payments including sending and receiving money and purchasing of goods and services online without it. If you are a blogger, freelancer or concerned with any other online business and earn money online, then you are surely facing difficulty in bringing your earnings to Pakistan.

Today, we will learn, how to get a verified account in Pakistan. Once you will succeed in getting your PayPal account approved, you will be able to collect and send money seamlessly. You can withdraw your funds in Pakistan or you can spend money for purchasing online goods and services. To get and verify a PayPal account in Pakistan, you need to follow below instructions.

Signup at Payoneer

Payoneer is one of the most famous money transfer services of the world. It provides Master debit card to people throughout the world without any boundary restrictions. Luckily, it offers its services in Pakistan also. To verify your PayPal account, you need a Payoneer account, so I am discussing it first. To get a Payoneer account, follow below instructions:

1. Visit Payoneer Affiliates and signup for a free account. Ensure that you are providing your details 
    accurately.
2. After signup, you need to provide any of your government issued documents including scans of 
    ID card or driver license. Once your identity is verified, Master debit card is approved and it will 
    be shipped to your residence. Normally, it takes about 20 to 40 days before the card reaches you 
    in Pakistan.
3. When your card is approved, Payoneer sends you an email asking that are you interested in US 
    Payment Service or not. You need to signup for this also. A few easy questions are need to be 
    answered by you. Answer these questions by replying to the email.
4. After you reply to the email, your details are reviewed and you are accepted in US Payment  
    Service within a few business days. Rarely, Payoneer discards the signups.
5. When your signup is approved, you are sent an email which contains a virtual US bank account
    number and a routing number. This information is what you need to verify your PayPal account.

Now Signup for PayPal

1. Visit http://paypal.com/us and signup for an account by choosing United States as your country

2. Fill in the details including phone number and residence address. These details must be REAL. 
   You can use Fake Name Generator to generate a US resident name and other details. 
   Generate details there and then fill them in PayPal signup form

3. Once your PayPal account is created, you can verify it using Payoneer account details

4. To do it, select the link to verify your account

Verified PayPal Account

5. Choose “Bank” from the two options and fill in the account details which Payoneer has sent you

6. Within next few days, PayPal will send a small test amount to your Payoneer account. Put 
     these two transacted amounts in PayPal back. You are done!!

Now you have a verified PayPal account in Pakistan. Payoneer will send you the MasterCard which will reach you in a couple of weeks. Once the card reaches you, you can withdraw your PayPal funds using it after transferring the money to your Payoneer account.

To ensure that your PayPal account is always safe, don’t login to it frequently and unnecessarily. Never use proxies to access it and never accept money transfers from unverified users. Stay safe and sound! Good luck!

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Do you know that some people earn millions of dollars per year from AdSense? It reveals that AdSense isn’t a joke and you can also earn big from this serious business if you put your efforts in it according to its guidelines. I am sharing the list of 5 top AdSense earners which will compel you to think about AdSense and its potential. Here is the list of top 5 AdSense millionaires.


1. Pete CashMore

Website: Mashable.com

AdSense Earnings: $6,50,000 per month


Pete Cashmore Mashable.com


Pete Cashmore of Mashable.com is the leading AdSense earner of the world who earns around $650K per month from AdSense. CashMore launched Mashable back in 2005 when he was just 19 years old. The site is now one of the leading news sites sharing updates about social networks, technology developments and other related niches. Mashable is one of the best examples of AdSense’s potential for newbies who aren’t familiar much with AdSense.

2. Shawn Hogan

Website: DigitalPoint.com

AdSense Earnings: $5,50,000 per month

Shawn Hogan digitalpoint forums


DigitalPoint.com CEO, Shawn Hogan is yet another millionaire earning big from AdSense. He has a network of forums where a huge number of visitors visit daily, earning a very attractive sum for Hogan through AdSense. 38 year’s old Shawn Hogan is a happy man enjoying his life fully as his websites and AdSense have blessed him with a great steady income. If you are going to start your journey with AdSense, then assume that you are Shawn Hogan and the year is 1995 :) (when DigitalPoint wasn't launched).


3. Michael Arrington

Website: Techcrunch.com

AdSense Earnings: $2,50,000 per month

michael arrington techcrunch


TechCrunch.com is yet another popular name in blogosphere where Michael Arrington, the former CEO of TechCrunch, was earning a very big sum from AdSense each month. Unfortunately, Arrington sold his blog to AOL in 2010 and charged $30 million for it. Although Michael Arrington isn't owning TechCrunch anymore, but I have shared him in my post as he was one of the inspirational and biggest AdSense earners of the world :) .


4. Markus Frind

Website: PlentyofFish.com

AdSense Earnings: $3,50,000 per month

Markus Frind Plentyoffish


PlentyofFish.com is the most popular dating website of the world where more than 3 million people visit each day. Markus Frind, the CEO of POF, is a happy guy enjoying his life along with filling others’ lives with joy and happiness through his website. He is counted as the 3rd highest AdSense earner of the world. His website and mission is yet another inspirational piece of example for those who are going to start their online earning career with AdSense.


5. Nick Halstead

Website: TweetMeMe.com

AdSense Earnings: $2,50,000 per month

Nick Halstead TweetMeme


TweetMeme.com is a live directory of most popular links on Twitter. Nick Halstead, the CEO of TweetMeMe is my chosen last AdSense millionaire of the world who earns somewhere between $250K to $300K each month from AdSense. He is yet another man to follow if you want to build a career with business of Google AdSense.

So this was my list of 5 top AdSense earners of the world who generate a very decent income through AdSene each month. I hope you will also take AdSense as a serious business after knowing about these highest earning AdSense websites. I wish you the best for your online earning career. I hope you will also love to join the race of highest AdSense earners of your country and the world in near future. Good luck!


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You've seen the ads: "Donate your car and get a tax break." Technically, that's true.

But some people who give away an old auto might find their tax break smaller than they expected. And a few donors, thanks to the intricacies of vehicle gift guidelines, might be able to boost their deduction amounts.

Giving away a clunker to a charity was once straightforward. You could claim the old car's fair market value, that is, the amount a willing buyer would pay a willing seller for the product. Typically, you'd refer to auto valuation services, such as the Kelley Blue Book, to get an idea of the donated car's value, give it to your favorite nonprofit and then drive off with a tax break equal to that valuation amount. No more.

Because some taxpayers got greedy, claiming much more than their old autos were worth, lawmakers tightened the rules on how much you can write off for a vehicle donation. Now the precise tax break depends on the donor's claimed value of the gift and how the charity uses the vehicle.

"This puts taxpayers in the unusual situation of not knowing the size of their deduction when they make the donation," says Bob D. Scharin, senior tax analyst from the Tax & Accounting business of Thomson Reuters.

$500 limit

 In most instances, a taxpayer must take into account a $500 threshold on vehicular gifts. This value amount applies to autos, boats and even airplanes. When the donated vehicle's value (based on credible fair market value analyses) exceeds that amount, claiming the deduction gets more complicated.

This valuation ceiling comes into play when a charity sells a donated vehicle. In this case, just how much a taxpayer can deduct depends on the amount the sale nets.

For example, you donate your old station wagon that's worth $1,000. Under the old rules, that would be the amount you could deduct. But now, if the charity turns around and sells your donation for $800, your deduction is limited to the lower sales price.

The charity must give you substantiation of the Internal Revenue Service-allowed donation amount within 30 days of when you turn your car over to the charity or, if the group sells the auto, within 30 days of the vehicle's sale.

If you haven't heard from the charity, give it a call and ask that it send, or resend, you the donation specifics. Plus, you now must include a copy of the acknowledgment, IRS Form 1098-C or an IRS acceptable substitute form that is sent to you and copied to the agency, with your tax return. Previously, such documentation was generally only kept by the taxpayer in case the IRS questioned a claimed deduction.

Intervening-use exception

The vehicle donation law, however, does provide a few exceptions that will allow a giver to claim the auto's fair market value.

Say you donated your $1,000 station wagon to a food bank. Instead of immediately selling it, the group used the auto for several months to deliver meals and other food items to needy families. Eventually, the organization decided to sell the vehicle for $800. In this case, you could still claim the full $1,000 fair market value of the auto as long as you received documentation from the food bank on not only the sales price, but also how the auto was used for nonprofit works before the sale. Under the IRS regulations, this is classified as "significant intervening use" of the vehicle that allows the taxpayer to claim the higher deduction.

Other examples of IRS-accepted intervening use are a donated auto used by a charity to transport clients to doctor appointments or a car given to a vocational school that used it in its automotive repair classes.

The IRS says a donor also can claim a fair market value deduction if the charity makes a material improvement to the vehicle. This, according to the tax agency, means major repairs that significantly increase the auto's value. Material improvements do not include finish work (such as painting, waxing or rust proofing), dent or scratch removal, installation of theft-deterrent devices, or the cleaning or repair of upholstery.

Break for bargain-basement sales

What if the charity immediately sells your donated station wagon, but for a mere $300?

Scharin says don't shortchange yourself. Under the new auto-donation rules, you might be able to claim a $500 deduction even though the charity sold your auto for $200 less.

The IRS says this larger deduction allowance is OK in cases where a charity sells a donated vehicle at a price significantly below market value, or even gives it away to a needy person, as long as it's done to further the charity's mission of helping a poor person who needs transportation.

Be careful here. Make sure the vehicle did indeed go to a needy individual. Shortly after the vehicle donation rules changed, the IRS discovered that some charities sold autos at auction but reported that the sales -- at prices well below market value -- were to disadvantaged buyers, to trigger the exception that allows the donor a higher deduction amount. If the IRS discovers such false reporting, it could totally disallow your donation and deduction.

Also keep in mind that regardless of how a charity disposes of your donated vehicle, your deduction cannot exceed the value of your donation. So if you donate a clunker worth $150, says Scharin, that is the amount you can deduct even if the charity gives the auto away.

Other donation rules still apply


Of course, the general tax laws regarding all charitable gifts still apply to automotive gifts.

First, the timing of your donation is critical. All charitable gifts must be made in the tax year for which you are filing the return. To claim a donated auto on your current tax return, you must have given the vehicle to a charity by Dec. 31 of the tax year for which it is claimed.

Be sure to check out the charity before dropping off your auto. Thousands of philanthropic groups accept gifts of vehicles. The important thing is to make sure that the one you select is a reputable and tax-qualified organization. Unfortunately, some con artists take advantage of people's good intentions and accept cars that never go to philanthropic causes.

Other groups may well do valuable community work, but they are not approved charitable organizations under IRS rules. Ask for copies of the group's federal tax-exempt status documents. You also can check out the IRS' website directory to see if the charity is on the approved list or peruse GuideStar's registry at GuideStar.org, which provides information on millions of U.S. nonprofit organizations. Finally, you can use IRS' online search tool, Exempt Organizations Select Check, to determine if the charity meets IRS rules.

Charitable gifts require itemization

Next, to write off your auto gift, you must itemize instead of claiming the standard deduction. That means you have to keep track of what you give and file the long Form 1040 and Schedule A on which you list itemized deductions.

If your old car is the only deduction you can claim on Schedule A, giving it to a charity may not be worth it from a tax standpoint. But if your itemized expenses are close to your standard deduction amount, adding the value of a donated car could be just what you need to make itemizing the right tax choice this year.

Also keep in mind that as a tax deduction, the value of your car does not directly cut your tax bill. Deductions are used to reduce your taxable income, which usually does mean you'll owe less taxes. But a deduction's actual worth depends on your tax bracket. That means a donation of a $300 auto translates to a tax cut of only $75 for a filer in the 25 percent tax range.

So if you would rather have the cash instead of a comparatively small tax break, sell your old auto. If, on the other hand, you're feeling generous -- or don't want to spend what it would take to get the clunker in sellable shape -- giving it to a charity might be the better route.

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donate car

The act of donating a car to charity is one of the most rewarding things you can do. When you donate your car, you do more than just support a charity. You actually help to improve someone's life. To help a needy person, please donate a car to one of these respected charities in California.

Established in 1946 in Davis, California, Freedom From Hunger has been fighting chronic hunger and poverty in the world through innovative programs designed to help families achieve long term food security. Their programs are serving over 18 million people in some of the poorest countries in the world. They are both nongovernmental and nonsectarian and they have been given an A- rating from the American Institute of Philanthropy.

Teach for America works to ensure that children in low income areas get an excellent education. Less than half of the children in California are on grade level for reading and math, and it ranks 48th in academic performance. In the Bay Area, Teach for America has been providing great education for over 10 years. In Los Angeles, they have operating since 1990. Teach for America works to recruit leaders who work to expand educational opportunities in low income areas and then teach for two years in those areas.

The Guthy Jackson Charitable Foundation is dedicated to the treatment and a cure for neuromyelitis optica. NMO is a very rare disease that can affect the optic nerve and spinal cord. People with this horrible disease can develop vision loss, or weakness, numbness, and sometimes paralysis of the arms and legs along with sensory disturbances and loss bladder and bowel control. Although there are some treatments available a lot more research is needed to find better ones and a cure.

A Home Away From Homelessness is dedicated to supporting and nurturing the needs of homeless and formerly homeless children and families in San Francisco and Marin. Their homes provide a physical, emotional and spiritual break for children along with educational, social and recreational opportunities.

Family Builders believes that every child has the right to grow up in a permanent, nurturing family regardless of the child's age, race, ethnicity, gender, religion, sexual orientation, or medical, physical or emotional condition. Family Builders educates the community about the needs of waiting children, advocates on their behalf and places the children with permanent, secure families through adoption.

The car donation process is easy and the pickup is free. You can donate your car even it no longer runs or is in poor shape. You just need to have a title for your car and it needs to be where the tow truck can easily get to it. In return for your car donation, you will get a valuable tax deduction and a sense of pride knowing you have done a really good thing. For complete details on how to donate car, please call 1-866-4483487.

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